LIC HFL Junior Assistant Recruitment 2026: LIC Housing Finance Limited (LIC HFL) has officially released the LIC HFL Junior Assistant Recruitment 2026 notification on 16th April 2026. This is a golden opportunity for graduates across India to join one of India’s most reputed housing finance companies. A total of 180 vacancies have been announced across multiple states and cities. Online applications are open from 16 April 2026 to 30 April 2026. Read this complete guide to understand eligibility, salary, selection process, and how to apply.
LIC HFL Junior Assistant Recruitment 2026 – Complete Overview at a Glance
Before diving into details, here is a quick summary of the LIC HFL Junior Assistant Recruitment 2026 notification:
| Parameter | Details |
|---|---|
| Organisation | LIC Housing Finance Limited (LIC HFL) |
| Post Name | Junior Assistant |
| Total Vacancies | 180 |
| Job Type | Permanent (Private Sector) |
| Nationality | Indian |
| Age Limit | 21 – 30 Years (as on 01.04.2026) |
| Educational Qualification | Graduate (min. 55% marks) from any recognised University |
| Application Mode | Online |
| Application Start Date | 16 April 2026 |
| Application End Date | 30 April 2026 |
| Exam Date (Tentative) | 1st Week of June 2026 |
| Application Fee | ₹800 + 18% GST (All candidates) |
| Selection Process | Online Examination + Interview |
| Official Website | www.lichousing.com |
LIC HFL Junior Assistant Recruitment 2026 – State-wise and City-wise Vacancy Details
LIC Housing Finance Limited has announced 180 vacancies for the Junior Assistant post across various states and cities in India. The recruitment is city-wise and candidates must apply for a specific city. The table below gives the complete city-wise and state-wise vacancy breakup:
| State | City | Vacancies |
|---|---|---|
| Andhra Pradesh | Guntur | 1 |
| Tirupati | 1 | |
| Vijayawada | 3 | |
| Vizag Gajuwaka | 3 | |
| Andhra Pradesh Total | 8 | |
| Assam | Guwahati | 3 |
| Assam Total | 3 | |
| Bihar | Biharsharif | 1 |
| Muzaffarpur | 1 | |
| Patna | 5 | |
| Bihar Total | 7 | |
| Chhattisgarh | Raipur | 3 |
| Chhattisgarh Total | 3 | |
| Delhi | Delhi NCR | 3 |
| Delhi Total | 3 | |
| Gujarat | Ahmedabad | 1 |
| Rajkot | 1 | |
| Gujarat Total | 2 | |
| J&K | Jammu | 1 |
| J&K Total | 1 | |
| Karnataka | Bangalore | 23 |
| Belgaum | 1 | |
| Gulbarga | 1 | |
| Hassan | 1 | |
| Mangalore | 1 | |
| Mysore | 1 | |
| Raichur | 1 | |
| Karnataka Total | 29 | |
| Kerala | Ernakulam | 1 |
| Palakkad | 1 | |
| Thrissur | 1 | |
| Kerala Total | 3 | |
| Madhya Pradesh | Bhopal | 9 |
| Gwalior | 1 | |
| Indore | 5 | |
| Jabalpur | 1 | |
| Satna | 1 | |
| Shahdol | 1 | |
| Madhya Pradesh Total | 18 | |
| Maharashtra | Ahmednagar | 1 |
| Aurangabad | 1 | |
| Dhule | 1 | |
| Jalgaon | 1 | |
| Kolhapur | 1 | |
| Mumbai/Navi Mumbai/Thane | 8 | |
| Nagpur | 3 | |
| Nasik | 5 | |
| Pune/Pimpri Chinchwad | 3 | |
| Solapur | 1 | |
| Maharashtra Total | 25 | |
| Odisha | Cuttack/Bhubaneswar | 7 |
| Odisha Total | 7 | |
| Tamil Nadu | Chennai | 6 |
| Coimbatore | 5 | |
| Hosur | 1 | |
| Kanchipuram | 1 | |
| Karaikudi | 1 | |
| Karur | 1 | |
| Madurai | 4 | |
| Tirunelveli | 1 | |
| Tirupur | 1 | |
| Tamil Nadu Total | 21 | |
| Telangana | Hanumakonda/Warangal | 1 |
| Hyderabad/Secunderabad | 19 | |
| Karimnagar | 1 | |
| Mahbubnagar | 1 | |
| Nizamabad | 1 | |
| Siddipet | 1 | |
| Telangana Total | 24 | |
| Uttar Pradesh | Lucknow | 2 |
| Meerut | 6 | |
| Saharanpur | 1 | |
| Varanasi | 4 | |
| Uttar Pradesh Total | 13 | |
| West Bengal | Kolkata/Howrah/Chinsurah | 8 |
| Siliguri | 1 | |
| West Bengal Total | 9 | |
| Grand Total | 180 | |
Note: The total number of vacancies may increase or decrease depending on actual requirements at the time of final selection.
LIC HFL Junior Assistant 2026 – Age Limit & Age Relaxation Criteria
The age of a candidate is calculated as on 01 April 2026. Candidates must fall within the following age bracket to be eligible for this recruitment:
| Criteria | Details |
|---|---|
| Minimum Age | 21 Years |
| Maximum Age | 30 Years |
| Date of Birth (Earliest) | 02 April 1996 |
| Date of Birth (Latest) | 01 April 2005 |
| Age Reference Date | 01 April 2026 |
This means candidates born not earlier than 02/04/1996 and not later than 01/04/2005 (both dates inclusive) are eligible to apply. The notification does not explicitly mention age relaxation for reserved categories — candidates are advised to check the official website for any updates in this regard.
LIC HFL Junior Assistant Recruitment 2026 – Educational Qualification & Eligibility Conditions
Candidates must meet the following educational qualifications as on 01 April 2026:
| Requirement | Details |
|---|---|
| Degree | Graduate in any discipline from a Govt. of India recognised University |
| Minimum Marks | Minimum 55% aggregate marks (54.99% will be treated as less than 55%) |
| Course Mode | Regular / Full-Time only (Distance / Correspondence / Part-time courses are NOT eligible) |
| Computer Literacy | Operating and working knowledge in computer systems is mandatory |
| Work Experience | Preferred (not mandatory) |
| Result Declaration | Final result must have been declared on or before 01 April 2026 |
Important Note on CGPA: If your university awards CGPA/OGPA instead of percentage, convert it to percentage as per your university’s norms and mention it in the application. A conversion certificate from the university will be required at the time of interview.
LIC HFL Junior Assistant Recruitment 2026 Application Fee – Category-wise Details
All candidates applying for the LIC HFL Junior Assistant post must pay the application fee online. The fee is non-refundable and applicable to all candidates regardless of category.
| Category | Application Fee | GST (18%) | Total Payable |
|---|---|---|---|
| All Candidates | ₹800 | ₹144 | ₹944 |
Payment can be made using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards, or Mobile Wallets. Bank transaction charges will be borne by the candidate. The fee window is open from 16 April 2026 to 30 April 2026.
LIC HFL Junior Assistant Recruitment 2026 – Selection Process Explained Step by Step
The selection process for LIC HFL Junior Assistant 2026 consists of two stages:
Stage 1: Online Written Examination
The online examination is objective type (MCQ) with a total duration of 120 minutes (2 hours) and is conducted only in the English language. The exam structure is as follows:
| Sr. No. | Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|---|
| 1 | English Language | 40 | 40 | 120 Minutes (Combined) |
| 2 | Logical Reasoning | 40 | 40 | |
| 3 | General Awareness (with emphasis on Housing Finance Industry) | 40 | 40 | |
| 4 | Numerical Ability | 40 | 40 | |
| 5 | Computer Skill | 40 | 40 | |
| Total | 200 | 200 | 120 Minutes | |
Negative Marking: For every wrong answer, 0.25 marks (1/4th) will be deducted. No penalty for unattempted questions.
Stage 2: Personal Interview
Candidates who rank sufficiently high in the online examination merit list will be called for the personal interview. The interview location (Interview State) will be the same as the Vacancy State. Candidates failing to attend or scoring below the minimum qualifying marks in the interview will be disqualified.
Stage 3: Final Selection & Medical Verification
The final merit list is prepared based on the combined score of the online exam and interview. Selected candidates must also clear a medical examination (at their own cost) and background verification checks by LIC HFL.
LIC HFL Junior Assistant Recruitment 2026 – Salary Structure, CTC & Net Pay (City-wise)
The salary structure for LIC HFL Junior Assistant is divided into three city categories (I, II, III) based on the posting location. Here is the complete CTC (Cost to Company) and Net Take-Home Pay breakup:
Monthly CTC Structure
| City Category | Basic Pay | HRA | Other Benefits | Meal Coupon | PF (Company) | Total CTC Monthly | Total CTC Annual |
|---|---|---|---|---|---|---|---|
| I | ₹20,000 | ₹4,400 | ₹8,400 | ₹5,040 | ₹2,400 | ₹41,509 | ₹4,98,108 |
| II | ₹20,000 | ₹3,600 | ₹7,600 | ₹5,040 | ₹2,400 | ₹39,909 | ₹4,78,908 |
| III | ₹20,000 | ₹3,000 | ₹7,000 | ₹5,040 | ₹2,400 | ₹38,709 | ₹4,64,508 |
Net Take-Home Pay After Deductions
| City | Gross Pay | Total Deductions | Net Pay (Monthly) | Meal Coupon |
|---|---|---|---|---|
| I | ₹32,800 | ₹3,273 | ₹29,527 | ₹5,040 |
| II | ₹31,200 | ₹3,273 | ₹27,927 | ₹5,040 |
| III | ₹30,000 | ₹3,273 | ₹26,727 | ₹5,040 |
Additional Benefits: Junior Assistants are also eligible for Gratuity, Staff Housing Loan Scheme, and Performance Linked Incentive. Annual increments of up to 10% of Basic Pay are given based on performance. Probation period is 6 months from the date of joining.
LIC HFL Junior Assistant Recruitment 2026 – Important Dates & Time Schedule
Candidates must keep track of the following important dates to avoid missing the application deadline or exam:
| Activity | Date |
|---|---|
| Start of Online Registration & Fee Payment | 16 April 2026 |
| End of Online Registration & Fee Payment | 30 April 2026 |
| Downloading of Admit Card / Call Letter | 7 to 10 days before exam |
| Online Examination (Junior Assistant) – Tentative | 1st Week of June 2026 |
How to Apply Online for LIC HFL Junior Assistant Recruitment 2026 – Step-by-Step Guide
Candidates can apply online only through the official LIC HFL website: www.lichousing.com. No other mode of application will be accepted. Follow these steps carefully:
- Visit the Official Website: Go to www.lichousing.com → Click on “Careers” → Go to “Job Opportunities” → Click on “Recruitment of Junior Assistants”.
- New Registration: Click on “Click here for New Registration”. Enter your Name, Contact details, and Email ID. Note the Provisional Registration Number and Password sent to your email/SMS.
- Fill the Application Form: Login with your credentials and fill in all required personal, educational, and other details. Use “Save and Next” to save your progress.
- Upload Documents: Upload your scanned Passport-size Photograph (20–50 KB), Signature (10–20 KB), Left Thumb Impression (20–50 KB), and Handwritten Declaration (50–100 KB) in the required formats.
- Verify Details: Preview the application thoroughly using the “Preview” tab. Verify all fields including photo, signature, and personal details.
- Submit & Pay Fee: Click on “Complete Registration” → Proceed to “Payment” tab → Pay ₹800 + GST online using available payment options.
- Save e-Receipt: After successful payment, download and print the e-Receipt and application form for future reference.
Documents Required for Scanning & Upload
| Document | Size | Dimensions | Format |
|---|---|---|---|
| Passport Photo | 20 KB – 50 KB | 200 x 230 pixels | JPG/JPEG |
| Signature | 10 KB – 20 KB | 140 x 60 pixels | JPG/JPEG |
| Left Thumb Impression | 20 KB – 50 KB | 240 x 240 pixels | JPG/JPEG |
| Handwritten Declaration | 50 KB – 100 KB | 800 x 400 pixels | JPG/JPEG |
Handwritten Declaration Text: “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.” — Must be in English, handwritten by the candidate.
LIC HFL Junior Assistant Recruitment 2026 Admit Card – How to Download Call Letter
LIC HFL will release the admit card (call letter) 7 to 10 days before the online examination on its official website www.lichousing.com. No hard copy will be sent by post. To download the admit card:
- Visit www.lichousing.com and click on “Careers”.
- Enter your Registration Number / Roll Number and Password / Date of Birth.
- Download and print the call letter.
- Bring the call letter along with a valid original Photo ID (PAN Card, Aadhaar, Passport, Driving Licence, Voter ID, etc.) on the day of the exam.
Note: Ration Card and Learner’s Driving Licence are NOT accepted as valid identity proof.
LIC HFL Junior Assistant Recruitment 2026 – Job Profile & Key Responsibilities
Selected candidates appointed as Junior Assistants at LIC Housing Finance Ltd will be expected to handle a variety of operational and customer-facing tasks, including:
- Loan processing activities including file and document movement management
- Document scanning and data entry related activities
- Calling and following up for EMI recovery in regular and default cases
- Activities related to the recovery department
- Customer servicing and cash counter management
- Return of documents (ROD) processing
- Basic marketing activities related to the housing finance line of business
- Any other business-related activity as required by LIC HFL management
LIC HFL Junior Assistant Recruitment 2026 – Frequently Asked Questions (FAQ)
Q1. What is the last date to apply for LIC HFL Junior Assistant 2026?
A. The last date to apply online and pay the fee is 30 April 2026.
Q2. How many vacancies are available in LIC HFL Junior Assistant 2026?
A. A total of 180 vacancies are announced across various states and cities in India.
Q3. What is the minimum educational qualification for LIC HFL Junior Assistant?
A. Candidates must be graduates with a minimum of 55% aggregate marks in any discipline from a recognised university. Distance/correspondence courses are not eligible.
Q4. What is the application fee for LIC HFL Junior Assistant?
A. The application fee is ₹800 + 18% GST for all candidates. It is non-refundable.
Q5. Is there any age relaxation for SC/ST/OBC candidates?
A. The notification does not explicitly mention age relaxation. Candidates are advised to check the official website www.lichousing.com for latest updates.
Q6. What is the salary of LIC HFL Junior Assistant?
A. The monthly CTC ranges from approximately ₹38,709 to ₹41,509 depending on the city category. Net take-home pay ranges from ₹26,727 to ₹29,527 per month (excluding meal coupons).
Q7. What is the selection process for LIC HFL Junior Assistant 2026?
A. The selection process involves an Online Written Examination (200 marks, 200 questions, 120 minutes) followed by a Personal Interview. Final merit is based on combined scores.
Q8. Can I apply for more than one city?
A. No. Candidates are allowed to apply for vacancy in one city only. Multiple applications will result in only the latest valid application being considered.
Q9. Is there negative marking in the LIC HFL Junior Assistant exam?
A. Yes. 0.25 marks (1/4th) will be deducted for every wrong answer. No penalty for unattempted questions.
Q10. Where do I apply for LIC HFL Junior Assistant 2026?
A. Apply online at the official website: www.lichousing.com under the “Careers” section.
Final Words – Don’t Miss the LIC HFL Junior Assistant Recruitment 2026 Opportunity
The LIC HFL Junior Assistant Recruitment 2026 is an excellent opportunity for graduates looking to build a stable and rewarding career in the housing finance sector. With 180 vacancies spread across multiple states, competitive salary packages, and benefits like performance increments, staff housing loan, and gratuity, this is one of the most sought-after recruitment drives of 2026.
Eligible candidates must apply online only at www.lichousing.com before the deadline of 30 April 2026. Keep checking the official website regularly for updates on admit card release, exam date, and result announcements.
