Punjab & Sind Bank LBO 2026 – 1000 Local Bank Officer JMGS-I Vacancies | Apply Online
Punjab & Sind Bank LBO 2026: Punjab & Sind Bank, a prestigious Government of India Undertaking, has released an official notification for the Lateral Recruitment of Local Bank Officers (LBO) in Junior Management Grade Scale I (JMGS-I). This is a golden opportunity for experienced banking professionals working in Scheduled Commercial Banks or Regional Rural Banks to join one of India’s leading public sector banks.
A total of 1000 vacancies have been announced across 17 states and union territories. Online applications commenced on 31st March 2026 and the last date to apply is 20th April 2026. Read this complete guide to know everything about eligibility, vacancies, fee, selection process, salary, and how to apply.
Punjab & Sind Bank LBO 2026 Recruitment – Overview & Summary Table
Below is a quick-reference summary table for the Punjab & Sind Bank Local Bank Officer Recruitment 2026. Candidates are advised to go through this overview before proceeding with the application.
| Detail | Information |
|---|---|
| Organization Name | Punjab & Sind Bank |
| Type of Organization | Government of India Undertaking (Public Sector Bank) |
| Post Name | Local Bank Officer (LBO) – JMGS-I |
| Total Vacancies | 1000 |
| Recruitment Type | Lateral Entry (Direct Recruitment) |
| Job Location | State-wise posting across 17 States/UTs |
| Age Limit | Minimum 20 Years – Maximum 30 Years (as on 01.03.2026) |
| Educational Qualification | Any Graduate from a Recognized University |
| Work Experience Required | Minimum 18 Months as Officer in Scheduled Commercial Bank or RRB |
| Application Start Date | 31st March 2026 |
| Application Last Date | 20th April 2026 |
| Application Mode | Online Only |
| Official Website | https://punjabandsind.bank.in/ |
| Application Fee (General/OBC/EWS) | ₹850 + Taxes + Gateway Charges |
| Application Fee (SC/ST/PwD) | ₹100 + Taxes + Gateway Charges |
| Selection Process | Written Test → Screening → Personal Interview → Language Test → Final Merit List |
| Pay Scale | ₹48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| CIBIL Score Requirement | Minimum 650 |
| Probation Period | 6 Months |
| Bond Period | 3 Years |
Punjab & Sind Bank LBO 2026 – Important Dates to Remember
Candidates must keep track of the important dates to avoid missing any deadline. No applications will be accepted after the last date under any circumstances. Below are the key dates for this recruitment process:
| Event | Date |
|---|---|
| Commencement of Online Application | 31st March 2026 |
| Last Date of Online Application, Edit/Modification & Fee Payment | 20th April 2026 |
| Cut-off Date for Age Calculation | 01st March 2026 |
| Cut-off Date for Work Experience | 20th April 2026 |
Note: All revisions/corrigendum, if any, will be hosted on the Bank’s official website only. Candidates are advised to check the website regularly.
Punjab & Sind Bank LBO 2026 – State-wise Vacancy Details & Reservation Breakdown
Punjab & Sind Bank has announced a total of 1000 vacancies for the post of Local Bank Officer in JMGS-I. Vacancies are distributed across 17 states with state-specific mandatory language proficiency requirements. Candidates can apply for vacancy of one state only. Once applied, no change of state or category will be permitted. Present employees of Punjab and Sind Bank are NOT eligible to apply.
| State | Mandatory Language | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|
| Chhattisgarh | Hindi | 12 | 6 | 21 | 8 | 33 | 80 |
| Gujarat | Gujarati | 18 | 9 | 33 | 12 | 53 | 125 |
| Himachal Pradesh | Hindi | 3 | 1 | 5 | 2 | 9 | 20 |
| Jharkhand | Hindi | 1 | 0 | 2 | 1 | 6 | 10 |
| Karnataka | Kannada | 9 | 4 | 16 | 6 | 25 | 60 |
| Kerala | Malayalam | 1 | 0 | 2 | 1 | 6 | 10 |
| Madhya Pradesh | Hindi | 9 | 4 | 16 | 6 | 25 | 60 |
| Maharashtra | Marathi | 9 | 4 | 16 | 6 | 25 | 60 |
| Odisha | Odiya | 12 | 6 | 21 | 8 | 33 | 80 |
| Tamil Nadu | Tamil | 9 | 4 | 17 | 6 | 29 | 65 |
| Telangana | Telugu | 4 | 2 | 8 | 3 | 13 | 30 |
| Uttar Pradesh | Hindi | 30 | 15 | 54 | 20 | 81 | 200 |
| Arunachal Pradesh | English* | 2 | 1 | 4 | 1 | 7 | 15 |
| Assam | Assamese/Bodo/Garo | 7 | 3 | 13 | 5 | 22 | 50 |
| Nagaland | English* | 0 | 0 | 1 | 0 | 4 | 5 |
| West Bengal | Bengali | 4 | 2 | 8 | 3 | 13 | 30 |
| Punjab | Punjabi | 15 | 7 | 27 | 10 | 41 | 100 |
| Total | 145 | 68 | 264 | 98 | 425 | 1000 |
*English applicable only for candidates who have studied and passed English from schools in Nagaland and/or Arunachal Pradesh. The number of vacancies is provisional and may change as per Bank’s actual requirement.
PwBD (Persons with Benchmark Disabilities) Vacancies:
| Category | Vacancies |
|---|---|
| VI – Visually Impaired | 9 |
| HI – Hearing Impaired | 12 |
| OC – Orthopedically Challenged | 9 |
| MD/ID – Multiple/Intellectual Disability | 5 |
Punjab & Sind Bank LBO 2026 – Age Limit & Age Relaxation Rules
Candidates applying for the Punjab & Sind Bank LBO post must meet the age criteria as on the cut-off date of 01st March 2026. The minimum age is 20 years and maximum age is 30 years. In other words, the candidate must have been born not earlier than 02.03.1996 and not later than 01.03.2006 (both dates inclusive). Age relaxation is available for reserved category candidates as given below:
| Category | Age Relaxation |
|---|---|
| Scheduled Caste (SC) / Scheduled Tribe (ST) | 5 Years |
| Other Backward Classes – Non-Creamy Layer (OBC) | 3 Years |
| Persons With Benchmark Disabilities (PwBD) | 10 Years |
| Persons Affected by 1984 Riots | 5 Years |
| Ex-Servicemen (with minimum 5 years military service) | 5 Years |
Important Notes on Age Relaxation: The maximum age is applicable to General and EWS category candidates. OBC candidates must hold a valid Non-Creamy Layer certificate. SC/ST/OBC age relaxation is allowed on a cumulative basis with only one other remaining category. Candidates must submit valid documentary proof for claiming age relaxation.
Punjab & Sind Bank LBO 2026 – Educational Qualification & Work Experience Eligibility
To be eligible for the post of Local Bank Officer (JMGS-I), candidates must fulfill the following educational and professional criteria. The cut-off date for both educational qualification and work experience is 20th April 2026.
| Criteria | Requirement |
|---|---|
| Educational Qualification | Graduation (any discipline) from a University recognized by the Government of India, or an equivalent qualification recognized by the Central Government. Candidates must possess valid Marksheet/Degree Certificate at the time of registration. |
| Work Experience | Minimum 18 Months of post-graduation branch experience as an Officer in any Scheduled Commercial Bank or any Regional Rural Bank listed in the Second Schedule of the Reserve Bank of India. |
| Nationality | Indian Citizen (also applicable to subjects of Nepal, Bhutan, Tibetan refugees who came before 1st January 1962, and persons of Indian origin from specified countries) |
| Language Proficiency | Must be proficient (read, write, understand) in the mandatory local language of the applied state |
| CIBIL Score | Minimum CIBIL score of 650 or above at the time of joining |
Additional Notes:
- All educational qualifications must be from institutions recognized by Govt. of India/Govt. Regulatory Bodies.
- Where CGPA/OGPA is awarded, it must be converted to percentage and indicated in the application form.
- Percentage calculation: Total marks obtained divided by aggregate maximum marks in all semesters/years, multiplied by 100.
- Fractions are ignored (e.g., 59.99% is treated as less than 60%).
- Present employees of Punjab and Sind Bank are NOT eligible to apply.
Punjab & Sind Bank LBO 2026 – Application Fee Details (Non-Refundable)
Candidates are required to pay the application fee online. The fee is non-refundable under any circumstances. No other mode of payment (cash, cheque, demand draft, etc.) is accepted. Bank transaction/gateway charges must be borne by the candidate.
| Category | Application Fee |
|---|---|
| SC / ST / PwD (PwBD) | ₹100 + Applicable Taxes + Payment Gateway Charges |
| General / EWS / OBC | ₹850 + Applicable Taxes + Payment Gateway Charges |
Key Points about Fee Payment: Fees must be paid through Online Mode only. Once submitted, application cannot be withdrawn and the fee will not be refunded. The fee cannot be held in reserve for any future exam or selection process either.
Punjab & Sind Bank LBO 2026 – Selection Process & Exam Pattern Explained
The selection process for Punjab & Sind Bank Local Bank Officer (LBO) 2026 is multi-stage. Candidates must qualify in all stages to be considered for final appointment. The process includes a Written Test, Screening, Personal Interview, Language Proficiency Test, and preparation of a Final Merit List.
Stage 1: Written Test (Online) – Exam Pattern
| S.No. | Section | No. of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|---|
| 1 | English Language | 30 | 30 | English | 30 Minutes |
| 2 | Banking Knowledge | 40 | 40 | English & Hindi | 40 Minutes |
| 3 | General Awareness / Economy | 30 | 30 | English & Hindi | 30 Minutes |
| 4 | Computer Aptitude | 20 | 20 | English & Hindi | 20 Minutes |
| Total | 120 | 120 | 120 Minutes |
Qualifying Marks & Weightage:
- Minimum qualifying marks in each section: 40% for Unreserved & EWS | 35% for Reserved Categories
- Online Test carries 70% weightage in final merit (converted out of 70 from 120)
- Personal Interview carries 30% weightage in final merit (converted out of 30 from 50)
- Final merit list prepared state-wise and category-wise out of 100 combined marks
Stage 2: Personal Interview
Candidates shortlisted based on their Written Test performance will be called for a Personal Interview. The interview will be conducted in New Delhi (unless specified otherwise). Call letters will be sent by email only. Candidates must attend at their own cost. Candidates failing to qualify the Personal Interview will NOT be considered for final selection.
Stage 3: Language Proficiency Test
Proficiency in the local language of the applied state (reading, writing, and understanding) is a mandatory requirement. A language test will be conducted for provisionally selected candidates before joining. Candidates who have studied the specified local language at 10th or 12th standard level and possess the relevant certificate will be exempted from this test. Failure to qualify the language test means no appointment offer will be made.
Punjab & Sind Bank LBO 2026 – Salary, Pay Scale & Other Benefits
Selected candidates will be appointed on a regular basis and will receive attractive pay and allowances as per the Indian Banking Industry norms. The pay structure for the JMGS-I post is as follows:
| Detail | Information |
|---|---|
| Pay Scale (JMGS-I) | ₹48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Starting Pay for LBO | Initial scale of pay for JMGS-I + 3 increments (as per applicable Joint Note) |
| JAIIB/CAIIB Increments | Increments for JAIIB and CAIIB qualifications, if acquired, shall be protected and adjusted at joining |
| Dearness Allowance (DA) | As per rules in force from time to time |
| HRA / Leased Accommodation | As per Scale and location in line with Bank’s prescribed norms |
| City Compensatory Allowance (CCA) | As applicable based on place of posting |
| Medical Benefits | As per prevailing Bank rules |
| Leave Travel Concession (LTC) | As per prevailing Bank rules |
| Terminal Benefits & Perquisites | As per prevailing Bank rules |
Punjab & Sind Bank LBO 2026 – Probation Period, Bond Amount & Career Growth Path
Selected candidates must be aware of the service bond, probation period, and career progression rules that apply to the JMGS-I post. These are crucial conditions of appointment that every candidate should review carefully before applying.
| Parameter | Details |
|---|---|
| Probation Period | 6 Months |
| Bond Period (Minimum Service) | 3 Years from the date of joining |
| Bond Amount | Equivalent to 3 months’ gross salary (Initial Basic + DA + Special Allowance + DA on Special Allowance) in the respective Officer Scale |
| Surety Requirement | One surety of equal bond amount acceptable to the Bank must be furnished before joining |
| Early Resignation Penalty | Bond amount must be paid to the Bank if the candidate resigns before completion of 3-year bond period |
Career Path for LBO Officers:
The selected LBOs will be placed in the general cadre of the Bank and governed by the regular promotion policy applicable to general cadre officers. However, they will NOT be entitled for inter-state transfers, Controlling Office postings (ZO/HO), special branch postings (CBB, Currency Chest, ARB, RCC, etc.), or deputation to other organizations until their promotion to SMGS-IV Grade OR completion of 12 years of service, whichever is earlier. After achieving SMGS-IV or completing 12 years, the candidates can be posted anywhere in India as per the Bank’s requirements.
How to Apply Online for Punjab & Sind Bank LBO Recruitment 2026 – Step-by-Step Guide
All eligible and interested candidates must apply only online through the official Bank website. No offline, postal, or any other mode of application is acceptable. Follow the step-by-step process given below:
- Visit the official website: https://punjabandsind.bank.in/
- On the Home Page, click on the “Recruitment” link.
- Find and click on the notification for “Lateral Recruitment of Local Bank Officers in JMGS-I”.
- Click Here for Direct Link [Active]
- Read the complete notification carefully before proceeding.
- Click on “Apply Online” / New Registration link.
- Fill in all the required personal, educational, and professional details accurately.
- Upload the scanned copies of: Photograph (jpg/jpeg, 20-50KB), Signature (jpg/jpeg, 10-20KB), Left Thumb Impression (jpg/jpeg, 20-50KB), and Handwritten Declaration (jpg/jpeg, 50-100KB).
- Upload supporting documents in PDF format (ID proof, age proof, educational certificates, experience certificates, caste certificate if applicable).
- Pay the application fee through Online Mode only (Credit Card/Debit Card/Net Banking).
- Submit the form and take a printout of the system-generated application for future reference.
Important Instructions Before Applying:
- Keep a valid personal email ID and mobile number active throughout the process.
- Image files must be in .jpg or .jpeg format only. Documents must be in PDF format.
- Signature must NOT be in capital letters.
- Do not change your appearance (photo) till the process is completed.
- In case of multiple applications, only the last valid complete application will be considered.
- Applications with incomplete details or without fee payment will be rejected.
- Candidates are advised to apply well in advance to avoid last-minute website issues.
Punjab & Sind Bank LBO 2026 – Documents Required for Exam & Document Verification
Candidates must carry originals and self-attested photocopies of the following documents at the time of the Online Examination, Personal Interview, and Document Verification. Failure to produce any required document may result in cancellation of candidature.
| S.No. | Document Required |
|---|---|
| 1 | Examination Call Letter + Valid Photo ID Proof (PAN Card / Passport / Voter ID / Aadhaar / Driving License / Employee ID) |
| 2 | Date of Birth Certificate (SSC/School Leaving Certificate) |
| 3 | System-generated printout of Online Application Form |
| 4 | All Educational Certificates & Marksheets from Class 10th onwards (Graduation/PG semester-wise marksheets, Provisional/Final Degree Certificate) |
| 5 | Work Experience Certificates / NOC from present employer |
| 6 | Caste/Category Certificate (SC/ST/OBC with Non-Creamy Layer clause / EWS Income & Asset Certificate), if applicable |
| 7 | Valid Disability Certificate from District Medical Board (for PwBD candidates) |
| 8 | CIBIL Report from bank (where candidate holds account) |
| 9 | Two passport-size photographs (same as uploaded on application form) |
| 10 | For name-change cases: Original Gazette Notification / Marriage Certificate / Affidavit |
| 11 | Age relaxation certificate, if applicable (1984 riot victims, Ex-Servicemen, etc.) |
Note: Ration Card and Learners Driving License are NOT acceptable as valid identity proof. No documents should be sent directly to the Bank before or after the interview.
Punjab & Sind Bank LBO 2026 – Online Examination Centres Across India
The online examination will be conducted at multiple centres across India. Candidates need to select their preferred centre during the application process. The Bank reserves the right to allot any centre and may cancel or add centres at its discretion. No request for change of exam centre will be entertained. Below is the tentative list of examination centres:
| State/UT | Examination Centres |
|---|---|
| Andhra Pradesh | Vishakhapatnam, Vijayawada/Guntur, Kurnool, Kadapa, Rajahmundry |
| Arunachal Pradesh | Naharlagun |
| Assam | Guwahati, Dibrugarh, Jorhat, Silchar |
| Bihar | Patna, Muzaffarpur, Purnea, Gaya |
| Chandigarh | Mohali |
| Chhattisgarh | Raipur, Bhilai Nagar |
| Delhi/NCR | Delhi/Delhi-NCR |
| Goa | Panaji, Mapusa |
| Gujarat | Ahmedabad/Gandhinagar, Vadodara/Anand, Surat/Bardoli, Rajkot |
| Haryana | Ambala, Faridabad, Gurugram |
| Himachal Pradesh | Hamirpur, Bilaspur, Baddi, Kangra |
| Jammu & Kashmir | Jammu, Srinagar, Samba |
| Karnataka | Bengaluru, Mysuru, Hubballi/Dharwad, Shivamogga, Belagavi, Kalaburagi |
| Kerala | Ernakulam, Thiruvananthapuram, Kollam, Kottayam, Kozhikode |
| Madhya Pradesh | Bhopal, Indore, Gwalior, Jabalpur, Ujjain |
| Maharashtra | Mumbai/Thane/Navi Mumbai, Pune, Nashik, Nagpur, Aurangabad, Dhule, Kolhapur, Nanded, Amravati, Jalgaon, Akola |
| Odisha | Bhubaneshwar, Rourkela, Cuttack, Berhampur-Ganjam |
| Punjab | Jalandhar, Patiala, Bathinda, Amritsar, Phagwara, Moga |
| Rajasthan | Jaipur, Jodhpur, Kota, Sikar, Udaipur |
| Tamil Nadu | Chennai, Coimbatore, Tirunelveli, Thiruchirapalli, Salem, Madurai |
| Telangana | Hyderabad, Warangal, Karimnagar, Khammam |
| Uttar Pradesh | Lucknow, Kanpur, Varanasi, Aligarh, Gorakhpur, Prayagraj, Meerut, Agra |
| Uttarakhand | Dehradun, Haldwani, Roorkee |
| West Bengal | Siliguri, Kolkata, Kalyani, Asansol, Hooghly |
Punjab & Sind Bank LBO 2026 – Reservation Policy & Category-wise Guidelines
Reservations are provided as per Government of India guidelines. Key points regarding reservations are:
- OBC Candidates: Must submit a valid OBC certificate with the Non-Creamy Layer clause. The caste must be notified in the Central List for the state at www.ncbc.co.in.
- EWS Candidates: Must produce a valid Income & Asset Certificate issued by a Competent Authority. Gross annual family income must be below ₹8 lakh for the previous financial year.
- SC/ST Candidates: Must produce community certificate from authorized officials (District Magistrate/Collector/Revenue Officer/Sub-Divisional Officer etc.).
- PwBD Candidates: Only persons with a permanent benchmark disability of not less than 40% are eligible for reservation under PwBD category.
- There is no reservation for Ex-Servicemen in Officers’ Cadre.
- OBC candidates under the Creamy Layer are not entitled to OBC reservation and must apply under the Unreserved category.
Frequently Asked Questions (FAQs) – Punjab & Sind Bank LBO 2026
Q1. What is the total number of vacancies in Punjab & Sind Bank LBO Recruitment 2026?
A. Punjab & Sind Bank has announced a total of 1000 vacancies for the post of Local Bank Officer (LBO) in JMGS-I across 17 states and union territories.
Q2. What is the last date to apply for Punjab & Sind Bank LBO 2026?
A. The last date for online application, including editing/modification and fee payment, is 20th April 2026.
Q3. What is the age limit for Punjab & Sind Bank LBO Recruitment 2026?
A. The minimum age is 20 years and the maximum age is 30 years as on 01.03.2026. Age relaxation is applicable for SC/ST (5 years), OBC (3 years), and PwBD (10 years) candidates.
Q4. What educational qualification is required for Punjab & Sind Bank LBO post?
A. Candidates must possess a Graduation degree in any discipline from a Government-recognized university, plus a minimum of 18 months of post-qualification work experience as an officer in a Scheduled Commercial Bank or Regional Rural Bank.
Q5. Can a candidate apply for more than one state in Punjab & Sind Bank LBO 2026?
A. No. Candidates can apply for vacancies in one state only. No change of state or category will be permitted after registration.
Q6. Is there a language proficiency test in this recruitment?
A. Yes. Proficiency in the mandatory local language of the applied state is compulsory. Candidates who studied the local language at 10th or 12th standard level will be exempted from the language test.
Q7. What is the application fee for Punjab & Sind Bank LBO 2026?
A. General/EWS/OBC candidates: ₹850 + taxes + gateway charges. SC/ST/PwD candidates: ₹100 + taxes + gateway charges. Fee is non-refundable.
Q8. What is the pay scale for the JMGS-I post in Punjab & Sind Bank?
A. The pay scale is ₹48480-2000/7-62480-2340/2-67160-2680/7-85920. LBOs join at the initial scale + 3 increments, along with DA, HRA, CCA, and other allowances as applicable.
Q9. Is there a service bond for Punjab & Sind Bank LBO post?
A. Yes. Selected candidates must serve the Bank for a minimum of 3 years. The bond amount is equivalent to 3 months’ gross salary. If a candidate resigns before completing the bond period, the bond amount must be paid to the Bank.
Q10. Are present employees of Punjab & Sind Bank eligible to apply?
A. No. Present employees of Punjab and Sind Bank are explicitly NOT eligible for this recruitment.
Q11. What is the minimum CIBIL score required for Punjab & Sind Bank LBO?
A. Candidates must have a minimum CIBIL score of 650 or above at the time of joining. A CIBIL report from the bank where the candidate holds an account must be submitted at the time of Document Verification.
Q12. Where will the Personal Interview be conducted?
A. The Personal Interview will be conducted at New Delhi, unless otherwise specified. Call letters will be sent by email only. Candidates must attend at their own expense.
Download Punjab & Sind Bank LBO 2026 Recruitment Notification PDF
Disclaimer
This blog post is prepared based on the official notification issued by Punjab & Sind Bank dated 30.03.2026. Candidates are advised to read the official notification available at https://punjabandsind.bank.in/ before applying. This article is for informational purposes only. For any queries, candidates may contact the Bank at ho.hrd@psb.bank.in. Any corrigendum or changes in the recruitment will be updated on the Bank’s official website only.
